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Emma
Emma C. lives in Brgy. Talangnan, Madredijos, Cebu City. She is marred to Jershon Alfonso C. III, 35 years old, and they have six children, ages 2- 12. Emma has three businesses: a chicken barbecue business, a dried locust business, and a fishing business. Her husband works in the chicken barbecue field and helps his wife with her business activities.

Emma joined NWTF-Project Dungganon in 2005 because she aspired for something better for her family. With the help of her past 13 cycle loans from NWTF-Project Dungganon, Emma has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 22,000 helped her earn a monthly profit of PHP 30,000, and uplifted the family's standard of living. Emma's 14th cycle loan of PHP 28,000 will be used to buy a new pump boat for her fishing business. With her earnings, she will continue to save for the future, provide good education for her children and to improve their living conditions. Emma C. is a Dungganon woman who is following an honorable path towards the achievement of her dreams.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Help NWTF continue in its mission to help the poorest in the Philippines by visiting the NWTF lending team on Kiva to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 1160
    View loans »
    Philippines Loans Fundraising
  • $54,856,275
    Funds lent in using Kiva
  • 45.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Emma to purchase a new pump boat.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 20, 2010
Listed
Aug 26, 2010
Currency Exchange Loss:
Possible
Ended:
Mar 16, 2011