Siempre Adelante Group
The communal bank is maD. up of nine enthusiastic and committed women and one gentleman. They have been working with EDAPROSPO-PROSPERIDAD for the past 18 months.
Deyby currently has two businesses, one is a call center called “Divino Niño Jesús,” which she has had for one year; she also sells prepared food out of her parent’s home (where she lives). From there she distributes lunches to her steady customers in factories and to people who want to experience the flavor in the home where she prepares them.
Deyby dreams of having her own home and is very optimistic that she will be able to buy a piece of land soon, thanks to her savings and the income that she has gotten from her two businesses. She wants to run both businesses out of her own home.
She will use the money from this loan as working capital to buy three more call booths, because of high customer demand.
En la actualidad Deyby tiene dos negocios un locutorio el cual lleva el nombre D. “Divino Niño Jesús” que lleva un año trabajando en este negocio y también se dedica a la venta D. comida en la casa D. sus padres donD. vive y desD. ahí distribuye almuerzos a clientes fijos que tiene en fabricas y las personas que quieran degustar su exquisita sazón en la casa donD. las prepara.
Deyby sueña con tener su casa propia y ve con mucho optimismo ya que dentro D. muy corto tiempo comprara un terreno gracias a los ahorros y ganancias que a obtenido D. estos dos negocios porque quiere tener sus dos negocios dentro D. su propia casa.
El préstamo actual lo usará para capital D. trabajo, por la gran demanda que tiene negocio D. llamadas comprando 3 nuevas cabinas D. locutorio
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid