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Bernadette is a hardworking mother of three children with ages that range from 1 week to 12 years. All her children are in school apart from the youngest. Her husband grows a few crops and buys and sells various items.

Bernadette has a shop with various household products, such as saucepans, sugar, flasks, snacks, etc. She hopes to buy more household items to sell with her loan. Her shop is in the center of their village and that is why she has a large clientele.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 64
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Bernadette buying more household items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 27, 2010
Aug 25, 2010
Currency Exchange Loss:
Dec 15, 2010