Las Vegas Group
Kathia is 36 years old and lives in the city of Cusco, where she was born, with her partner and their three children. Kathia sells clothing, perfumes, and jewelry to friends, neighbors, and workers in public and private institutions. She travels to the cities of Lima and Tacna twice in order to purchase more merchandise. She sells from home seven days a week, from 9 in the morning until 1 in the afternoon.
For her next loan, Kathia hopes to receive 1000 soles. At the moment her store is modestly stocked with the basic necessities. She'd like to use the loan to buy jewelry, clothing, and much more. Kathia is one of the founding members of the village bank and is punctual and responsible with her payments.
Kathia nació en la ciudad de Cusco y tiene 36 años, Actualmente, Kathia vive en la misma ciudad donde nació junto con su pareja y sus tres hijos. Actualmente, Kathia vende ropa, perfumes y joyas de forma particular, ella vende a sus amigos, vecinos y trabajadores de instituciones públicas y privadas, ella viaja dos veces a las ciudades de Lima y Tacna para comprar más mercadería. Le pueden encontrar en su domicilio, los 7 días de la semana, desde las 9 de la mañana hasta las una de la tarde.
Con su próximo préstamo, Kathia que espera recibir S/. 1000 nuevos soles. Por el momento, su tienda esta modestamente equipado con las necesidades básicas. Le gustaría emplear el dinero del préstamo para comprar joyas, ropa y muchas cosas más. Kathia es una de los socias fundadores del banco comunal y es una persona puntual y responsable con el pago de las cuotas.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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