San Antonio Group
William was born in the city of Cusco and is 35 years old. Currently, William lives in the same city where he was born, together with his wife and his three children. Earlier, William worked as a supervisor for the “CAPELO” distributing company, from 1996 to 2003, but the business changed owners and William was laid off.
Determined to start a new life in 2004, William used his savings to open a small hardware store, where he sells nails, paint and many other items. He can be found in his store 7 days a week, from 8 in the morning until 8 at night.
For his next loan, William hopes to receive 1000 Peruvian new soles. For the moment, his store is modestly equipped with the basic necessities. He would like to use the funds from the loan to buy bathroom accessories, electric lighting accessories, and plumbing and drain supplies. William's desire for the future is to buy a house and a building of his own for his hardware store.
William is a founding member of the communal bank, and he was chosen as secretary because he is a punctual and responsible person. He has served in this position several times, and it has gone very well for him, thanks to his charisma and good will.
William nació en la ciudad de Cusco y tiene 35 años, Actualmente, William vive en la misma ciudad donde nació junto con su esposa sus tres hijos. Antes, William se dedicaba como supervisor de la Distribuidora “CAPELO” por los años 1996 hasta 2003 pero el negocio cambio de dueño y le despidieron.
Decidido a empezar una nueva vida en el año 2004, William utilizo sus ahorros para abrir una pequeña ferretería, donde vende clavos, pinturas y muchas cosas más. Le pueden encontrar en su tienda los 7 días de la semana, desde las 8 de la mañana hasta las 8 de la noche.
Con su próximo préstamo, William que espera recibir S/. 1000 nuevos soles. Por el momento, su tienda esta modestamente equipado con las necesidades básicas. Le gustaría emplear el dinero D. préstamo para comprar accesorios para los baños, accesorios para luz eléctrica, accesorios para el agua y accesorios de desague. El anhelo D. socio es comprarse una casa y un local propio para la su ferretería.
William es fundador D. banco comunal y la escogieron como el secretario porque es una persona puntual y responsable. Ya son varias veces que está en el cargo y le va muy bien gracias al carisma y buena voluntad que tiene.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid