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Seraphine was born in 1977 and has two children who are 9 and 5 years old; both are in school. Her husband works together with her.

Seraphine has a shop selling various household items and soft drinks. She has been in this business for four years and she is requesting a loan in order to buy more household items such as salt, sugar, boxes of matches, etc.

Seraphine hopes to increase her capital as well by buying more items with the profits and building her savings. In the future she plans to have a wholesale shop with a variety of household items. She also hopes to buy a motorcycle.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Seraphine buying household items for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 4, 2010
Aug 25, 2010
Currency Exchange Loss:
Jan 15, 2011