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Esperence was born 1968 and is divorced with five children, aged between 5 and 15. Esperence has been a businesswoman since last year meaning that she has an experience of 12 months in her business. In the family of Esperence, there is one person who works in the public sector.

Esperence owns a business selling breads and cakes in her place of residence. She employs six people from her community as helpers and her business is open from 6 in the morning to 9 in the evening every day except on Sunday.

Esperence is now requesting a Kiva loan via Vision Finance Company for the purpose of expanding her business which will help her to attract more customers and earn more profits to be used in her family and in her business as well.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 122
    View loans »
    Rwanda Loans Fundraising
  • $12,971,425
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD