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Hairihon's Group
In this Group: Hairihon , Mairam , Inabat , Pazilet
Hairihon K., the leader of this group, is 55 years old and married. She has a son who is 33 years old and works in a nonferrous metal working mine. Her husband is a farmer. Twenty years ago, she decided to buy and resell ice cream and make profit on it. She invested 2,000 KGS that time and now she makes about $135 monthly. In order to continue her business, she needs to buy more ice cream to resell. With the profits from her business, she wants to help her son to build a house in the future.

Group members:
Mairam P., treasurer of the group, is 44 years old and married. She has a daughter who is 20. Her daughter helps her keep their house. Her husband is in Russia. When her husband started sending her money, she decided to buy convenience goods wholesale and resell them in order not to waste her husband’s money. During weekends her daughter helps her. With the profits from selling convenience goods, she made capital repairs on her flat. Starting her business with 5,000 KGS seven years ago, she now makes about $130 monthly. She applied for a loan in order to buy 100 kilograms of macaroni, sugar and ten boxes of cookies and sweets. That purchase would help her to expand her business and increase her profits.

Inabat A. is 52 years old and a widow. She has three sons who are 20, 16 and 7 years old. Her eldest son is a freshmen at an institution of higher education and her next two sons go to school. She works as a nurse in the hospital. Now she needs to prepare her children for the academic year by buying school accessories and clothes for them. The only dream of Inabat is to educate her children.

Pazilet D. is 55 years old and married. She has eight children. Her sons are 37, 34, 33, 32, 29, 28 and 22, and her daughter is 21. Her husband is an electrician. All her children, except for her youngest son, live independently and work either in a military unit or in Russia. She is applying for a loan in order to buy herself gold accessories. She is planning to repay this loan with the help of her children.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused micro-finance Institution in Kyrgyzstan. MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only micro-finance institute in Kyrgyzstan that delivers its services to customers 365 days a year.

To learn more about MBF and view a vdeo presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 84
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 46.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Hairihon's Group's $875 loan helped a member to purchase ice cream to resell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 16, 2010
Aug 25, 2010
Currency Exchange Loss:
Jul 15, 2011