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Josephine is married and has ten children, four of whom are not in school. She also takes care of additional family members.

She is a tailor of school uniforms and other garments and works from her home. She has been in this tailoring business for eight years. She wants to use this loan to buy more school uniform materials. She buys fabric from Kiyembe shops in Kampala and uses public transport to and from shopping.

Besides this clothing business she owns a public pay phone which brings in additional income. She sells her uniforms to all categories of people at retail prices. She works six days a week and depends on this job for a living. Her business challenge is the seasonality. She is hoping to see her business grow big so that she can get enough profit to buy a plot of land to build rental rooms.

She decided to join MCDT because she wanted additional capital for her business. She owns and resides in a three-room house and the family has access to electricity and piped water. Her monthly expenses include school fees, food and medication.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 182
    View loans »
    Uganda Loans Fundraising
  • $32,017,925
    Funds lent in using Kiva
  • 2,254.0
    Uganda Shillings (UGX) = $1 USD