Mrs. Ros V. is a widow with one son who has full-time employment. She lives in a small village about 15 kilometers from Phnom Penh City. Ros is a farmer who also raises ducks at home. She buys baby ducklings and raises them until they grow big enough to lay eggs. She sells the duck eggs in Phnom Penh City. Ros wants to expand her business, so she is asking for a loan of $1,000 to purchase additional ducks to raise.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.