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Shahnaz's Group
In this Group: Shahnaz , Bhunno Mai, Shama, Farzana, Najma Mai
Shahnaz is a wife of A. D. and lives in the Pakistani city of Multan, famous for its shrines and sweetmeats. She owns a small, two-roomed house where she has lived with her family for the past ten years.

A very talented lady, Shahnaz operates a sewing business from her house. She sews clothes for neighbors and charges them between 100 and 150 PKR for each dress. She can sew two dresses per day. In this way, she can earn between 200 and 300 PKR maximum per day. Her earnings enable her to pay for the utilities.

Shahnaz's husband has a timber sales shop in the nearby market where he sells timber to customers. He has been doing this work for over six years. Both husband and wife are very hardworking. Most of all, they love their work and do it happily. They handle their finances confidently and bravely by helping each other from their businesses.

Shahnaz has applied for a loan from Kiva partner, Asasah, for her husband’s business. With this loan, he will buy timber in bulk, which will enable him to increase his sales by selling timber to more customers.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 402
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahnaz's Group's $925 loan helped a member to purchase timber in bulk.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 16, 2010
Aug 24, 2010
Currency Exchange Loss:
Aug 15, 2011