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This borrower belongs to the “PATRON DE SANTIAGO DE SANTIAGO” communal bank. This bank is located in the Santiago district, which belongs to the province and department of Cusco.

Her name is Hernestina, and she is 44 years old. She is a single mother with 1 child. Her work is in trade, buying and selling fruit wholesale, and also selling it in the fruit section of the central market. She also sells vegetables but through her daughter. She is requesting the loan to invest in buying merchandise.

The borrower appreciates and values the loan, and accordingly she is committed to making her payments in a disciplined manner according to the established schedule.
View original language description ↓

La socia pertenece al banco comunal “PATRON DE SANTIAGO DE SANTIAGO”; Este banco está situado en el distrito de Santiago, perteneciente a la provincia y departamento del Cusco.

La socia es la Sra. Hernestina; Ella tiene 44 años de edad, es madre soltera y tiene 1 hijo, se dedica al comercio minorista, la socia compra al por mayor fruta y vende en el mercado central en la sección de frutas. Ella también vende verduras pero por medio de su hija. La socia solicita el préstamo para invertir en la compra de frutas y verduras de los proveedores.

La socia agradece y valora el préstamo y del mismo modo se compromete a cumplir disciplinadamente con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 178
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Hernestina investing in buying merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 24, 2010
Sep 1, 2010
Currency Exchange Loss:
Dec 15, 2010