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Luz Marina
The member belongs to the “Manos Juntas” (Hands Together) Communal Bank. This bank is situated in the Huanchac district, which belongs to the Cusco province and department.

Luz is the member. She is 27 years old and single. She devotes herself to making marmalade. She also sells cosmetics by catalog, and she alternates these activities. She is saving her money to be able to have a company in the future and be her own boss.

She is requesting a loan to buy supplies.

She is grateful for and values the loan. She promises to be disciplined and make all of her payments on time.
View original language description ↓

La socia pertenece al banco comunal “MANOS JUNTAS”; Este banco está situado en el distrito de Huanchac, perteneciente a la provincia y departamento del Cusco.

La socia es la Sra. Luz; Ella tiene 27 años de edad y es soltera; La socia se dedica a la elaboración de mermeladas y también alterna sus actividades con la venta de cosméticos por catálogos, ella está ahorrando su dinero para poder hacer una empresa en el futuro y ser su propia jefa. La socia solicita el préstamo para invertir en la compra de insumos.

La socia agradece y valora el préstamo y del mismo modo se compromete a cumplir disciplinadamente con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 160
    View loans »
    Peru Loans Fundraising
  • $60,197,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Luz Marina to buy supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 24, 2010
Sep 1, 2010
Currency Exchange Loss:
Dec 15, 2010