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Edith Maria
Sixty-year-old Edith has a beauty salon in the front part of her house. She lives in a semi-urban area in the outskirts of Guayaquil, an area characterized by its poverty.
She has worked for 25 years as a stylist in her own beauty salon. She learned this work from classes and because she needed to support her son. She is separated from her husband. She works every day cutting and coloring hair and giving manicures and pedicures.
To improve her salon, she will use this loan to buy cement, cement blocks, and paint. In the future, she would like to have employees and have a spa in her salon.
View original language description ↓
Edith de 60 años, ella tiene un salón de belleza en la parte delantera de su casa, vive en una zona periurbana en la Perimetral de Guayaquil una zona caracterizada por su pobreza.

Tiene 25 años trabajando como estilista en su propio salón de belleza, aprendió en cursos y por la motivación de mantener a su hijo ya que esta separada de su esposo, trabaja todos los días haciendo cortes de cabello, tinturados, manicura, pedicura.

Ella quiere mejorar su salón de belleza por eso quiere comprar con el préstamo cemento, bloques y pinturas. En el futuro quiere mejorar su local para tener empleados a su cargo y ubicar un spa en su salón.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 91
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Edith Maria to purchase cement, cement blocks, and paint.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 31, 2010
Aug 23, 2010
Currency Exchange Loss:
Sep 30, 2011