Zachary has requested this loan from Juhudi Kilimo of 80,000 KES to purchase a dairy cow. The proceeds from this loan will go towards the education of his children and the expansion of his business. His biggest challenges have been competition, price fluctuations which make his income unstable and pests and diseases which affect production.
Zachary plans to open a hardware store in the future. He says that ever since he became associated with Juhudi Kilimo it has helped him grow, and he really appreciates it.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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