Mrs. Chrek M. has had a farming job since she was single. She is now married with two children; one is already married and has started new home, while another one is single and works. Chrek M. learned farming skills from her grandparents, and her husband works in the farm fields frequently alongside her. Growing crops is an annual job with which she has had great success. To reduce her hard physical labor on the field, Chrek M. is applying for a loan to buy a cow to help with plowing the farmland.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.