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Hodari Group
In this Group: Mawazo Bakulu, Safi, Bachinyunyuzi, Furaha, Kapinga, Furaha, Kivu, Bamuhire, Maombi, Banyere, Mirimo, Nabaranka , Ankokwa, Mwajuma
C. Mawazo Bakulu is the current president of the Hodari group for the new loan cycle. She is 44 years old, married, and a mother to 11 children. Her husband is a tailor. All of her children attend school except for the youngest, age 3.

C. has a small business selling miscellaneous footwear and clothing. Having no fixed location to carry on her activities, she goes on the road to sell her goods, and allows her customers to buy on credit.

She received a $50 loan from Hekima after being robbed of her capital in Kampala, Uganda. She managed to achieve profitability and is currently seeking an $800 loan, which she will use in her clothing retail business.

Being unable to rent space to display her merchandise remains a major hurdle. In the future, she wants to buy a second plot of land to build a comfortable home. She also wants her children to receive proper schooling.

As a member of the micro-finance institution, C. wishes to thank Hekima for granting her a loan without any guarantees.
Mawazo Bakulu C. est présidente actuel du groupe Hodari pour son nouveau cycle de crédit, elle est âgée de 44 ans, mariée, mère de 11 enfants. Son mari est tailleur couturier. Tous ces 10 enfants vont à l’école sauf le cadet qui a encore 3 ans. Elle fait le petit commerce de vente de souliers et vêtements divers. Elle n’a pas un lieu précis, elle vend de manière ambulatoire, elle fait de crédits aux divers preneurs de ses produits. Elle commence avec le 50$ de crédit de Hekima, après avoir connu un vol de son capital au niveau de Kampala (Ouganda, elle rentabilisa ce crédit, et actuellement elle inspire au crédit de 800$. Ce crédit sera affecté dans le business de vente de vêtements. Comme défis majeur, elle est encore incapable de louer une chambre (boutique) pour une exposition de ses produits. Elle souhaite dans le jour avenir, acheter une seconde parcelle et y construire confortablement. En outre elle souhaiterait que ses enfants étudient confortablement. La cliente Mawazo Bakulu C. remercie Hekima pour le crédit qu’elle reçoit sans aucune garantie.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 44
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,989,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Hodari Group's $5,000 loan helped a member to purchase of 30 pairs of pants, 50 sets (blouse and skirt), 40 blouses, and 20 children’s outfits.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 19, 2010
Aug 23, 2010
Currency Exchange Loss:
Jan 15, 2011