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Salma's Group
In this Group: Salma , Iqbal, Hanifan, Sumera, Rubina, Malookan
Salma is the wife of M. N. and resides in a city called Multan, famous in Pakistan for its sweetmeats and shrines. She is 22 years old and has one son. She got her education up to 5th standard but couldn’t get further education due to poor financial conditions in her family. She mostly spent time with her mother and learnt the skill of embroidery from her.

Her mother worked at a boutique business. Salma got the experience of running a boutique from her and now, by the grace of God, she has started doing the same business after her marriage. Now she makes dresses to display in her boutique and attract customers.

Her son is just one year old; his name is Ghulam Jailani. She wants a good future for him, and that’s why she works hard to fulfill that dream. Her husband is a tailor by trade. He runs a tailoring shop in the nearby market where he sews specifically men's clothes and earns income.

Salma has applied for a loan from Asasah for her boutique business. With the loan amount she will buy cloth, colored thread, and sketches in large quantity and make more dresses to display in her boutique. She is on her 2nd loan. In her first year of loan experience she has paid her installments on time and never missed any meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 337
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Salma's Group's $1,150 loan helped a member purchase embroidering materials to make dresses for sale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 16, 2010
Aug 23, 2010
Currency Exchange Loss:
Aug 15, 2011