Qadamxeyir A. is 56 years old and a housewife. She’s been immersed in raising animals since her childhood and for that reason, she decided to remain in this industry. Qadamxeyir works very hard to obtain the income (150-200 AZN) that will satisfy her family’s needs. She sells her livestock to the local cafes and butchers. She is married and has three sons. She wants to buy more animals and, in this way, increase her income. For this reason, she applied for a loan of 800 AZN.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.