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Riffat's Group
In this Group: Riffat , Parveen, Shagufta, Shaheena
Riffat is married to S. and belongs to a small city near to Lahore Pakistan called Kot radha kishen. She owns a three room brick house where she lives with her husband and five children. Four of them are daughters and one is a son.

Her eldest daughter works in a factory. Her all other children stay at home. Riffat and her husband couldn’t educate their children due to poor financial conditions.

Her husband works as a laborer. It is very difficult to survive as a laborer because it’s not a permanent job: many times her husband doesn’t get work regularly. Riffat wants her husband to start his own grocery shop so he makes a regular income. Therefore, she has applied for a loan from Asasah. With the loan amount her husband will buy groceries in bulk and start a grocery shop in the nearby market.

Riffat is hopeful that her husband will be able to establish his business very soon and start earning a regular income.

She wants to marry her eldest daughter who is now of 24 years old. She hopes that with the increased income she will be able to do this soon. She is a regular loan user of Asasah and this is her 5th loan cycle. She has proved herself as a very responsible client and never missed any meetings.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Riffat's Group's $825 loan helped a member starting a grocery store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 16, 2010
Aug 22, 2010
Currency Exchange Loss:
Aug 15, 2011