She is 35 years old lives in a three-roomed brick house with her family. She has converted her house into a home with her great management qualities.
Zahida is the mother of a 12 year old son who had to start a business at a very early age and couldn’t get an education. He sells purses and men's wallets. Her husband is illiterate and works in a vegetable market as a vegetable seller. Zahida supports her family by operating a PCO (Public calling office where people make a call and pay the call charges) at her home. She has dedicated a room and converted it to a PCO. Her business is currently going well.
Zahida has applied for a loan from Asasah for her husband who wants to buy some seasonal vegetables for his business. She hopes that her husband’s business will improve and his income will be increased. She is a regular loan user of Asasahand; this is her fifth loan cycle. She has proven herself as a responsible client who never misses a single meeting and timely pays her installments.
Note: "In this photo, Zahida is showing the phone sets in her PCO".
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid