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Las Populares Group
In this Group: Gabriela , Rosa Maria, Viridiana, Jorge Cristian, Isabel, Iveth Azucena , Maria Del Carmen, Lucia Haide, Ma Luisa , Maria Isabel , Guillermina, Georgina, Araceli *, Marisol
* not pictured
This development group is called “Las Populares” (the popular ones). They decided on this name because at the time there was a soap opera that featured a group of young women known as “Las Populares.” It’s also because [its members] are very well known in their neighborhood. Development groups consist of more than ten people. The group has a bank account and its members are required to meet every one or two weeks to make their payments. The group is run by a representative and by a committee. This group has 14 members and is located in the Lázaro Cárdenas community of the City of Jungapeo, Michoacan.

The group’s representative is named Rosa María López M.. Rosa is 40 years old, and has been married to Francisco for 24 years. He works as a mason and they have five children; Erika, age 22; Cristian age 20; Pablo age 16; Dulce María, age 8; and Francisco, age 6. Pablo helps with the household expenses and the youngest two attend elementary school.

Rosa requested this loan so that she could invest into her sewing shop; things such as thread, fabrics, yarn, fabric paint, colored pencils, fasteners, etc. She makes bags, embroideries and cross point on cloth napkins, pillows, and ponchos. She then decorates them with colors and designs.

Rosa sells her crafts to her acquaintances and has been running her business for five months. She tells us that she enjoys her work. Her customers say that she is a hard working and enterprising woman with a desire to come out ahead. Her goals are to help her children get ahead and that they continue with their educations. She also tells us that she would like to have a steady business so that she can use her income to buy school supplies and uniforms for her children for the upcoming school year. She also wants to be able to buy medications that her mother in law needs.

Isabel Ángeles Hernández is also a part of the “Las Populares” group. She is 23 years old and completed two years of junior high school as well as having studied to work as a beautician. She’s been married to Yovani for eight years and they have two children named Miguel, age 8, and Jasón, age 6. She sells shoes and clothing through catalogs and tells us that she also sells a bit of costume jewelry that she designs herself. Her customers know her as being a hard working woman who helps her husband with the household expenses, and as a good saleswoman because she gives them good prices. Isabel requested this loan so that she could grow her shoe and clothing business. She will buy items in different colors and sizes so that she will have them on have when her customers request them and not have to order them. She will also buy stones and silver to design her jewelry. She would like to use some of her future earnings to establish a permanent location in her home so that she can watch over her children and their education.

The other 12 members are Gabriela M. M., who sells home cleaning products througha catalog; Viridiana O. T., who designs and sells nick nacks; María Luisa Pérez C., who has a grocery store; María del Carmen M. R. who sells undergarnents; Marisol P. Hernández, who sells men’s and women’s clothing; Lucia Haide E. Girón, who has a grocery store; Iveth Azucena Pérez O., who has a cell phone store; María Isabel T. C., who sells groceries; Georgina T. C., who sells items at a school co-op; Guillermina C., who sells undergarnments; Jorge Cristian Marín Pérez, who has a tin and paint shop; and Araceli L. Velázquez, who sells Mexican snacks.
View original language description ↓
Esta unidad de desarrollo (UDE) se llama “LAS POPULARES” ellas le pusieron a su grupo así por que en ese tiempo avía una novela donde salía un grupo de chicas llamado las populares y tambien por que son muy conocidas todas en su localidad. Las UDES son grupos de más de 10 personas que tiene una cuenta de banco y tienen que reunir semanalmente o quincenalmente para realizar sus pagos. Tiene un representante y un comité que lo gobierna. Este grupo está ubicado en la comunidad de Lázaro Cárdenas perteneciente al municipio de Jungapeo en el Estado de Michoacán. El grupo está conformado por 14 integrantes.

El representante del grupo se llama Rosa María López M.. Doña Rosa cuenta con 40 años de edad, casada desde hace 24 años con el señor Francisco que se dedica a la albañilería, ellos tienen 5 hijos, Erika de 22 años, Cristian de 20 años, Pablo que tiene 16 años quien le ayuda con los gastos de la casa, Dulce María de 8 años de edad y Francisco de 6 años ambos estudiantes de primaria, Doña Rosa pidió su préstamo para invertir en su taller de costura como son hilos, telas, estambres, pinturas para tela, pinceles, sierres etc. Ella hace bolsas, bordados en servilletas, punto de C. en servilletas y almohadones, blusas de manta, después las decora con dibujos y las colorea. Doña Rosa vende las costuras con sus conocidas, lleva con su negocio hace 5 meses, comenta que le satisface su trabajo, sus clientas dicen que es una mujer trabajadora y emprendedora con ganas de salir adelante, sus metas en la vida es sacar a sus hijos adelante que sigan estudiando, y comenta que en un futuro quisiera tener un negocio fijo y con sus ganancias podrá comprarle a sus hijos útiles escolares y los uniformes para el nuevo ciclo escolar y los medicamentos de su suegra.

Isabel Ángeles Hernández es parte del grupo “Las Populares” tiene 23 años y estudio hasta el segundo año de secundaria y la carrera de cultora de belleza, es casada con el señor Yovani desde hace 8 años, ellos tienen dos niños llamados Miguel de 8 años y Jasón de 6 años. Ella se dedica a vender zapatos y ropa por catalogo, también comenta que vende un poco de bisutería que ella misma diseña, sus clientes la conocen como una mujer muy trabajadora ya que le ayuda a su esposo con los gastos del hogar, y una buena vendedora ya que les da buenos precios. Doña Isabel solicito su préstamo para aumentar el negocio de los zapatos y ropa de diferentes colores y tallas para cuando le pidan ya tener en existencia en su casa y ya no mandarlos pedir, también para comprar pedrería y plata para diseñar su joyería, con sus ganancias en un futuro ella quiere tener un local estable en su casa para estar al pendiente de la educación y cuidado de sus niños.

Los otros 12 integrantes se llaman Gabriela M. M. que se dedica a la venta por catalogo de productos para limpieza del hogar, Viridiana O. T. que diseña y vende bisutería, María Luisa Pérez C. que tiene una tienda de abarrotes, María del Carmen M. R. que se dedica a la venta de ropa interior, Marisol P. Hernández que vende ropa para dama y caballero, Lucia Haide E. Girón que tiene una tienda de abarrotes, Iveth Azucena Pérez O. quien tiene una tienda de celulares, María Isabel T. C. que se dedica a los abarrotes, Georgina T. C. quien vende en una cooperativa escolar, Guillermina C. venta de ropa interior, Jorge Cristian Marín Pérez que tiene un talles de hojalatería y pintura y Araceli L. Velázquez que se dedica a la venta de antojitos mexicanos.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 41
    View loans »
    Mexico Loans Fundraising
  • $18,365,700
    Funds lent in using Kiva
  • 12.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Populares Group's $4,650 loan helped a member supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 18, 2010
Listed
Aug 23, 2010
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2011