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Herminia belongs to the “KUSIKOYLLOR” Communal Bank, located in the Huanchac district of the province and department of Cusco.

Herminia is 68 years old and a native of the city of Puno. She is married and has 4 children. Herminia buys and sells artisan goods. She distributes orders for wholesale and now, she wishes to buy materials to fill some of these orders because she herself, together with her family, makes different clay ceramics and vases to sell. Herminia requests a loan to invest in buying materials for making these artisan goods.

She values and appreciates the loan granted by this source and, also, promises to comply with all payments on the schedule established.
View original language description ↓

La socia pertenece al banco comunal “KUSIKOYLLOR ”, El banco comunal está ubicado en el distrito D. Huanchac, provincia D. Cusco y departamento D. Cusco.

La socia es la Sra. Herminia; ella tiene 68 años D. edad, es natural D. la ciudad D. Puno, ella es casada y tiene 4 hijos, La socia se dedica a la compra y venta D. artesanía, ella distribuye pedidos al por mayor y ahora la socia desea comprar materiales para realizar algunos pedidos por que ella misma junto a su familia elabora en arcilla diferentes ceramios y vasijas para la venta. La socia solicita el préstamo para invertir en la compra D. materiales para elaborar artesanía.
La socia agradece y valora el préstamo otorgado mediante este medio y del mismo modo se compromete en cumplir con el pago D. sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 21, 2010
Sep 1, 2010
Currency Exchange Loss:
Dec 15, 2010