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Chirapaq Group
In this Group: Justo , Feliciana, Felicitas , Nancy Nelly, Juana Emerenciana, Isidora, Gloria, Rosa, Gloria, Juana , Terencia, Dionisia, Elias , Valentina, Lourdes
The members of the Communal Bank Chirapaq (“Rainbow” in Quechua) are from the community of Sachabamba in the district of Chiara, department of Ayacucho. The community is an hour away from the city of Ayacucho. The principle activities in the zone are animal husbandry and agriculture.
Justo is assistant treasurer of the Communal Bank and has been a member for 2 years. Justo is married and has 5 children. He has a restaurant where he also sells drinks. His business is located in the main plaza of Sachabamba. Justo started out by selling china, pots and dishes in the district fair. He buys his goods in the district fair. Justo is seeking a loan to buy vegetables and groceries.
Justo’s dreams are to improve the quality of life of his children, give them a good education and have his own capital.
View original language description ↓
Las socias del Banco Comunal Chirapaq (Arco Iris en quechua) son D. L. comunidad D. Sachabamba, Distrito D. Chiara, Departamento D. Ayacucho, L. comunidad se encuentra a una hora y media D. L. ciudad D. Ayacucho. Las actividades principales D. L. zona son L. ganadería y agricultura.
Justo es el auxiliar D. tesorería del Banco Comunal, es socio hace 2 años, Justo es casado tiene 5 hijos, Justo tiene un restaurante en donD. venD. también bebidas, su local esta ubicado en L. plaza principal D. Sachabamba, Justo inicio con L. venta D. loceria, olL., platos en L. feria D. su Distrito, sus productos los adquiere en L. feria D. su Distrito, Justo solicita un prestamo para L. compra D. verduras y abarrotes.
Los sueños D. Justo son mejorar L. calidad D. vida D. sus hijos, brindar una buena educación y tener capital propio.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 151
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Chirapaq Group's $2,650 loan helped a member to buy food and groceries.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 18, 2010
Aug 23, 2010
Currency Exchange Loss:
Feb 15, 2011