Gregorio is 53 years old. He has a small internet cafe and lives on the outskirts of Guayaquil (near the urban zone, surrounded by a salt marsh).
He started off as a taxi driver but in order to provide better for his wife and two children decided to invest his savings and buy computers so that he could have an internet cafe, because in the area where he lives there was high demand. Little by little his earnings increased until he was able to open his small internet cafe. Now his wife helps out at the internet cafe while he works as a taxi driver.
One of the drawbacks is that sometimes the car gets damaged, which is why he wants to buy some tools with part of this loan and use the other part to fix the car. In the future he would like to have a larger internet cafe and a fleet of taxis.
Gregorio de 53 años, tiene un pequeño Cyber, vive en la Perimetral de Guayaquil (zona periurbana, rodeada de un estero salado).
El comenzó como taxista pero para dale mejor vida a su esposa y dos hijos decidió invertir sus ahorros y comprar computadoras para tener un cyber, como en el sector por donde vive era mucha la demanda, así poco a poco fue incrementando sus ganancias hasta que pudo tener su pequeño cyber. Ahora su esposa le ayuda en el Cyber mientras que el sale a trabajar como taxista.
Una de los inconvenientes es que en ocasiones se le daña el carro, por eso quiere comprar con el préstamo herramientas y otra parte para arreglarlo, en el futuro quiere tener un Cyber mas grande y una cooperativa de carros.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.