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Carmen Elena
Carmen is 45 years old and a very happy and kind woman who works from her home, located in the department of San Salvador. She has a store in which she sells products of primary necessity for the home and for people, including soap, shampoo, bread, milk, sweets, and other products normally found in this type of store.

Carmen lives with her husband who also works as a merchant, and their 3 children who study in the university. She can count on very good references from her neighbors and friends, since both Carmen and her husband are very hard-working people who dedicate themselves to the well-being of their home.

Carmen requests a loan to restock her store with necessities and increase her inventory. In this manner, she will offer more products to her customers, improve her earnings, and be able to get ahead together with her family.
View original language description ↓
Carmen Elena F. D. S. 45 años D. edad, es una señora muy alegre y amable, quien trabaja desD. su casa la cual esta ubicada en el departamento D. San Salvador. Ella posee una tienda en la cual venD. productos D. primera necesidad para el hogar y para las personas tales como: jabón, shampoo, pan, leche, golosinas, y otros productos más los cuales son básicos en este tipo D. negocios. Carmen vive junto a su esposo el cual trabaja como comerciante y junto a sus tres hijos quienes se dedican a estudiar en la universidad. Ella cuenta con muy buenas referencias por parte D. sus vecinos y amigos, ya que tanto Carmen como su esposo son dos personas muy trabajadoras, las cuales se dedican por completo al bienestar D. su hogar. Carmen solicita un préstamo a través del cual pueda surtir su negocio con todo lo necesario para aumentar su inventario y D. esta manera ofrecer más productos a sus clientes y así mejorar sus ganancias y poder salir adelante junto a su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 630
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 22, 2010
Aug 21, 2010
Currency Exchange Loss:
Sep 15, 2011