Kuña Pora Group
These ladies engage in different businesses such as retail, handicrafts, dressmaking, and other activities. This committee is one of the oldest at its branch office. A spirit of solidarity has already developed among its members and the group has succeeded in keeping its internal finances in order. The members are disciplined with their payments and have always paid on time in each of their loan cycles.
Another characteristic of the members is that they are always conscientious when requesting their loans, and as a result they adjust their payment behavior accordingly. Since they do not have a large line of credit, they always request the maximum amount because they claim it will help cover their corresponding business activities.
Sra. Jacinta C. is 45 years old and works as a seamstress. Her husband Esteban Florentin works as a tailor. They have three children.
Doña Jacinta has one main objective – to help her daughter finish her university studies. She is currently earning her degree in Accounting. Being a parent, Jacinta intends to make sacrifices in order to cover her daughter’s education. In the future, she plans to cover the studies of her other daughter who is in eighth grade.
Jacinta wants to increase her income by acquiring materials to expand her business. She plans to produce more varieties of clothing based on the size of her customer base and the level of demand that exists.
Las actividades a las que se dedican las señoras son diversas, por ejemplo, al comercio, manualidades, modista, entre otros.
El comité es uno de los más antiguos de la oficina, por lo que ya tienen desarrollado el espíritu solidario entre las compañeras, además de destacarse por el orden en sus finanzas internas.
Son disciplinadas con el pago, ya que pagan puntualmente sus créditos en todos los ciclos.
Otra característica de las integrantes es que, son consientes a la hora de solicitar el préstamo y eso va acompañado con la conducta de pago, es decir, que no por tener una línea alta de crédito, retiran el máximo monto, sino, que solicitan el monto cuya cuota van a poder cubrir con sus actividades correspondientes.
La Sra. Jacinta C. tiene 45 años de edad, es modista y su marido Esteban Florentin (sastre) tienen 3 hijos.
Doña Jacinta tiene un objetivo principal: Ayudar a su hija a terminar sus estudios universitarios, ya que actualmente está estudiando Licenciatura en Contabilidad.
La intención de sus padres es que, gracias al sacrificio que están realizando al solventar a su hija universitaria, el día de mañana ella cubra los estudios de su hermana menor que esta en 8vo grado.
Desean incrementar sus ingresos para adquirir materiales para ampliar el negocio mediante la fabricación de más variedades de prendas de vestir, teniendo en cuenta la clientela formada y la demanda que posee.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid