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Maria Auxiliadora
Maria Auxiliadora is a dedicated woman who has worked hard as a stylist for 10 years. At the age of 39, she has succeeded in having her own little business in her house, where she has a place to attend to her customers.

She started out working as an apprentice in a salon, and today her work is a source of income to support her family, a son who is a student and her husband, who works as a driver, since his salary is low.

Through these loans she has achieved improvements in her house. With the previous loan she constructed her kitchen. Now what she wants is to purchase supplies and construct a bathroom for the use of her customers, since they sometimes spend more than two hours in their manicures and pedicures and they need to use a toilet.

The materials she needs are blocks, sand, cement, zinc, a toilet, and a sink.

Achieving a better investment in her little salon, like achieving better personal conditions, is all made possible together with Afodenic.
View original language description ↓
Maria Auxiliadora es una mujer dedicada, trabajadora desde hace diez años como estilista, con 39 años de edad, ha logrado tener su pequeño negocio en su casa, tiene un lugar para atender a sus clientes.
El inicio lo hizo trabajando como aprendiz en un salón, lo que hoy en día es su fuente de ingresos para apoyar as familia, un hijo el cual estudia y su esposo que trabaja como conductor siendo su salario bajo.

A través de estos financiamiento ha logrado las mejoras a su vivienda, con el crédito anterior logro hacer su cocina, ahora lo que quiere hacer y comprar es un inodoro para el servicio de los clientes, ya que abecés pasan mas de dos horas en su limpieza de mano y pies y prestan el servicio.
Los materiales a necesitar: bloques, arena, cemento, zinc, inodoro, lavamanos.
Logrando así una mejor inversión para su pequeño salón, a si como mejores condiciones personales todo esto lográndolo junto Afodenic.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 134
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Maria Auxiliadora buy a toilet and sink to install new facilites in her little salon, thus giving better attention to her customers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 16, 2010
Sep 1, 2010
Currency Exchange Loss:
Jun 15, 2011