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N Towor Group
In this Group: James, Fayiah, Tamba, Kumba, Kumba
J. S., who is holding the sign, is the leader of this group of five borrowers called N Towor. J. is 54 years old, married and has four children who range in age from 10 to 25 years old. He was only able to attend school through 11th grade due to lack of financial support.

For 15 years, he has been selling building materials such as shovels, zinc, paint, nails, etc. in West Point, downtown Monrovia, Liberia.

He plans to use his 30,000 Liberian Dollar portion of this 105,000 Liberian Dollar group loan to buy more building materials. J. describes himself as a kind man. His goal is to grow his business and continue to educate his children so that they can have a better future.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • 500
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,031,050
    Funds lent in using Kiva
  • 72.0
    Liberia Dollars (LRD) = $1 USD