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Rosa Violeta
Rosa, 55 years old, lives in the Perimetral de Guayaquil (suburban area bordered by a salt water stream). She has a general store on the front of her house.

Her husband helps her with the store. They have one son. Due to their small income, four years ago they decided to invest their savings and purchase groceries and vegetables to sell to their acquaintances. Little by little their efforts made it possible for them to open a small store on the front of their house. She works from 6:45am to 9pm.

She requests the loan to improve their home (cement, blocks and paint) and so be able to increase the size of the store. In the future, she want to finish her house and purchase more inventory to meet her clients' needs.
View original language description ↓
Rosa de 55 años, vive en la Perimetral de Guayaquil (zona periurbana, a su alrededor tiene el estero salado), tiene una tienda de vivieres en la parte delantera de su casa.

Su esposo le ayuda en la tienda y tienen un hijos. Debido a los pocos ingresos que tenían, ellos decidieron invertir sus ahorros hace 4 años y comprar víveres y legumbres para vender a sus conocidos, poco a poco con esfuerzo, a podido tener una pequeña tienda en la parte delantera de su casa, trabaja desde las 06h45am hasta las 21h00pm.

El quiere el préstamo para poder mejorar la casa cemento, blosques, pinturas y así ampliar la tienda, en el futuro quiere terminar de construir su casa y comprar mas mercadería para cubrir con las necesidades de sus clientes.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Violeta cement, blocks, paint.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 23, 2010
Aug 20, 2010
Currency Exchange Loss:
Aug 15, 2011