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Ramatu is married and has two children. She first established a foodstuffs business, with a small business capital provided by her husband. She later changed to selling ready-made clothes after accumulating enough money from her first business. Ramatu has been selling ready-made clothes for the past ten years in the Silvanus market, Makeni city.

Ramatu has a good credit history. She needs a loan of 4,000,000 SLL to help her buy various types of clothes, so that she can meet the demand of her customers who normally buy more for the Ramadan season. Ramatu intends to use the proceeds of her loan to educate her children and buy a vehicle for transportation. She thanks you for supporting her.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 3,935.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ramatu to buy additional items for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Aug 23, 2010
Currency Exchange Loss:
May 15, 2011