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Monsieur Essotina T., age 25, works from his home selling school supplies and clothing. He has been in this business for the last five years. In order to prepare for the upcoming school year, Monsieur T. is planning to purchase five boxes of various school supplies - notebooks, pens, school books, and other items - that university students and secondary school students will buy as they prepare to go back to school for the year. To this end, Essotina has requested a loan of 400,000 CFA to help him purchase school supplies. This is his first time requesting a loan from Kiva's field partner WAGES.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $8,707,225
    Funds lent in using Kiva
  • 512.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Essotina to purchase school supplies for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 21, 2010
Aug 21, 2010
Currency Exchange Loss:
Jul 15, 2011