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Mary Ann
Mary Ann A. is a married woman who lives in San Jose, Taytayan, Bogo, Cebu. She earns her living by operating three business ventures: wholesaling electronic reloading credits, fattening pigs and operating a tricycle transportation business.

Her husband Vicente A. Jr., who is 40 years old, works as a forwarder (Margie's Door to Door Services) to earn his living, and also helps in his wife's business activities. They have one child, who is 17 years old.

Mary Ann joined NWTF-Project Dungganon in 2004 because she aspired for something better for her family. With the help of her past 12 loans from NWTF-Project Dungganon, Mary Ann has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of 29,500 Philippine pesos (PHP) helped her earn a monthly profit of PHP 20,000, uplifting the family's standard of living.

This time, for her 13th loan cycle, she is borrowing PHP 29,500, which she intends to use to pay for more load (mobile-phone credits) so that she could continue to save up for future, build her own house and widen their pig-fattening business.

Mary Ann A. is a Dungganon (a Hiligaynon word that means "honorable") woman who is following an honorable path toward the achievement of her dreams.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon. Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team:

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1458
    View loans »
    Philippines Loans Fundraising
  • $59,150,875
    Funds lent in using Kiva
  • 44.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Mary Ann purchase of load (mobile-phone credits) and materials to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 4, 2010
Aug 20, 2010
Currency Exchange Loss:
Jun 15, 2011