Mr. Vanh S. is 40 years old and his wife, Seng Phan, is 38. They work from home making furniture to sell. Most of their output consists of beds, tables and cupboards, which they accumulate and sell as sets. Their furniture is made mostly from wood and rattan.
The couple has four children, all of whom are in school and also help their parents make furniture. In order to make their business more successful, Vanh S. has applied for an $300 loan to buy raw materials to make furniture to sell. (Mr. Vanh S. was not available when the photograph was taken.)
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.