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Mayra Soray
Mayra, 41 years old, lives in the Guayaquil Perimeter (outer-suburban zone, at its outskirts is the salty estuary). She sells Yambal products (a company that offers enterprising women to start up their own independent sales).

She began working just to be able to help with household expenses, as her husband only has contract work and does not have much income. She has worked for the past five years, from early on offering the products to her neighbours and friends, selling perfumes, creams, deodorants, clothing.

With the loan, she wants to purchase Yambal products such as perfumes, creams, deodorants. In the future, she would like to finish construction on her home.
View original language description ↓
Mayra de 41 años, vive en la Perimetral de Guayaquil (zona periurbana, a su alrededor tiene el estero salado), ella vende productos Yambal (empresa que ofrece a mujeres emprendedoras comenzar con sus ventas independientes).

Realiza su trabajo sola para poder ayudar con los gastos familiares ya que su esposo solo tiene trabajos por contratos y no tiene muchos ingresos, trabaja desde hace 5 años atrás desde muy temprano ofreciendo los productos a sus vecinos y amigos, vende perfumes, cremas, desodorantes, ropa.

Con el préstamo quiere comprar productos Yambal como perfumes, cremas, desodorantes. En el futuro quiere terminar de construir su vivienda.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Mayra Soray purchase of perfumes, creams, shampoo.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 20, 2010
Aug 22, 2010
Currency Exchange Loss:
Aug 28, 2011