Rio Dulce Group
Mrs. Lucia is married and the president of this organization. She has been making large skirts for the past three years. She does this work at her home. This allows her to be at home and take care of her family. This is her first term as president. The association is confident that it will be a good term for her. The money that she is asking for, Bx2000, will be invested in the purchase of fabric as each skirt requires six to seven meters of fabric and the same amount of lining. The skirt construction requires a lot of capital, especially when she has a lot of orders.
The credit association is made up of eight women. They have different businesses such as sewing skirts, knitting sweaters, selling used clothes, selling large skirts, selling natural medicine, constructing beds or selling bedspreads and comforters.
La señora Lucía Justa, casada, presidenta de la asociación, se dedica a la confección de polleras desde hace tres años. Realiza esta tarea en su domicilio, lo que le permite estar al pendiente de su hogar y cuidar a su familia. Este es su primer ciclo como presidenta y la asociación tiene la confianza de que sea una buena gestión. El dinero que solicitó de Bs.2000.- será invertido en la compra de tela pues cada pollera requiere de 6 a 7 metros de tela y lo mismo de forro, por lo que su producción requiere de un capital importante, en particular cuando se presentan muchos pedidos.
La asociación comunal esta integrado por ocho mujeres. Tienen negocios diferentes, como: producción de faldas, tejido de chompas, venta de ropa usada, venta de polleras, venta de medicina natural, producción de camas, venta de colchas y edredones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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