Lirios De Rosas Pampa Group
This Communal Association has eight members, seven women and one man. They have different businesses in the manufacturing, service, and retail sectors such as quilt sales, jewelry sales, quinoa juice sales, designing and sewing garments, and helping manage a dining hall and workshop.
Doña Paulina is treated the same as her fellow group members. She hopes to improve her business and quality of life with the loan she will receive. Her business involves selling “quinoa juice”, a popular food that is enjoyed by people living in the Andes because it is consumed as a hot breakfast. This dish consists of boiled quinoa, apples, and cornstarch. Doña Paulina says she learned about this type of business six years ago.
Las(os) integrantes de la asociación comunal son ocho, siete mujeres y un varón. Tienen diferentes negocios de producción, servicio y comercio, como ser: venta de edredones, venta de joyas, venta de comida, venta de jugo de quinua, confección de todo tipo de prendas, ayudante de pensión y taller.
Doña Paulina al igual que el resto de sus compañeras, es una socia que tiene el deseo de mejorar su negocio y su calidad de vida, con el crédito que va ha recibir. Su negocio es la venta de “jugo de quinua”, producto muy gustado por la población andina debido a que se consume como un desayuno caliente; además de la quinua hervida, la compota tiene manzana hervida y maicena. Doña Paulina indica que aprendió este negocio hace 6 años.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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