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Irma
Irma Chávez L. is 45 years old, and lives with her husband and 3 daughters in a rural coastal town in Costa Rica called San Gabriel, located in Yolillal, Upala in the Alajuela province. She lives in a rather large rural community, with a semi mountainous topography. Her main work is in basic grain farming, and she is also is a small scale cattle farmer.

Irma and her family have worked in milk production for a long time, throughout which she has been able to experience the great attention which it demands, in addition to receiving the instruction of her family members.

Irma needs a loan of 250,000 CRC that she will use to purchase a milk cow to continue with her milk business, which has generated large profits.

Irma is a member of the Communal Credit Company of San Gabriel, one of the 100 organizations partnered with EDESA in Costa Rica. This will be her seventh loan, and she mentions that with it she hopes to continue growing as a micro-entrepreneur and hopes to move her business forward.
View original language description ↓
Irma Chávez L. es una señora de 45 años de edad, quien vive con su esposo y sus 3 hijas en una comunidad rural de Costa Rica llamada San Gabriel, localizada en Yolillal, Upala en la provincia de Alajuela. Es una comunidad rural con una extensión relativamente grande, con topografía semi montañosa.. Sus actividades principales son la agricultura de granos básicos, y en menor escala a la ganadería
Doña Irma y su familia se ha dedicado a la producción de leche durante mucho tiempo, por lo que ha podido experimentar todos los cuidados que demanda, además de la instrucción recibida por parte de sus familiares a lo largo del tiempo.
Ella Necesita un préstamo ¢250,000 (doscientos cincuenta mil colones) para comprar una vaca lechera asi seguir con el negocio de la leche, la cual ya le ha generado bastantes ingresos
Doña Irma forma parte de la Empresa de Crédito Comunal de San Gabriel, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será sétimo crédito y dice que con el espera poder seguir creciendo como microempresaria y sacar su negocio adelante.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 7
    View loans »
    Costa Rica Loans Fundraising
  • $3,978,825
    Funds lent in using Kiva
  • 504.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Irma to Purchase a Milk Cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Aug 25, 2010
Listed
Aug 19, 2010
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2012