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Julia Alexandrina
Julia, 62, lives in La Primavera de Duran (an urban zone that is recovering ecologically). She has a small sweets shop.

She opened her business because there were neither sweets nor candy shops in her neighborhood. She started to sell candy and sweets and gradually was able to have her own store. Now, she is open for business daily from 8am until 5pm.

To continue expanding her customer base she needs a loan to buy more sweets and candies to meet their demand. In the future she’d like to have more candy stores.
View original language description ↓
Julia de 62 años, vive en la Primavera de Duran (zona urbana, con una ecología en reconstrucción), ella tiene una pequeña tienda de confites.

Tuvo su negocio porque en el sector por donde vive no había tienda de confites ni de dulces, comenzó a vender dulces y confites, poco a poco con esfuerzo pudo tener su propio local, ahora se levanta a las 08h00am hasta las 17h00 todos los días.

Para poder continuar con mas clientela el necesita comprar con el préstamo confites y dulces y así satisfacer las necesidades de sus clientes. En el futuro quiere tener mas locales de dulces.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Julia Alexandrina for sweets.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 28, 2010
Aug 19, 2010
Currency Exchange Loss:
Sep 15, 2011