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Hanifan's Group
In this Group: Hanifan, Zarina, Kalsoom, Khursheed, Farzana
Hanifan lives in a small city called Borewala in Pakistan.

She is a very talented lady. She makes embroidered dresses to supplement her household income. She collects orders from her neighborhood clients and fulfills them on time. Her earning allows her to pay for the utilities. Her husband runs a small business in the market where he offers different kinds of food such as Nan chanay and Biryani and tea to his customers.

Hanifan lives with her in-laws. Her mother-in-law is a very active elderly lady and makes bread. Hanifan has given birth to a son and a daughter who are studying in 9th and 6th standard respectively.

She has applied for a loan for her husband’s business. With the loan amount, he will buy required items such as lentils, cooking oil, rice and spices for his business.

Hanifan has a good reputation in her family and is known as a 'helpful woman' because of her helpful nature; she is always ready to support her family in every possible way.

She is hopeful that with the loan amount, her husband’s business conditions will get better and her family will be able to enjoy better standard of living. She is in her 2nd loan cycle and is a very responsible Asasah loan user. She has maintained good credit behavior and has never missed a meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 304
    View loans »
    Pakistan Loans Fundraising
  • $15,664,450
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hanifan's Group's $825 loan helped a member to purchase required items for her husband's business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Aug 20, 2010
Currency Exchange Loss:
Aug 15, 2011