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Ngarama Farmers Women, Kihihi Group
In this Group: Stella, Enid, Wilson, Joyce, Norida, Mauda, Edivinah, Juliet, Agnes, Adrine, Peace, Sadress, Samuel*, Edith*
* not pictured
They say that hard work pays, and a very determined K. Stella has gained from the fruits of hard work, having started her hotel enterprise over 20 years ago; she has no regrets. She provides lodging and accommodation services in Kambuga trading centre of Kihihi.

Due to the good management and esteemed customer care, the business has maintained customers for a long time, thus creating the good hotel market as they maintain high levels of hygiene. With this loan, Stella wants to renovate the lodges put in place good furniture, and also go shopping for hotel equipment as the existing equipment is out dated. This will enable her to get more customers, earn more profit, and meet her family and children’s requirements (such as education). She is very optimistic about achieving a self-sustaining life.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 143
    View loans »
    Uganda Loans Fundraising
  • $31,982,275
    Funds lent in using Kiva
  • 2,209.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Ngarama Farmers Women, Kihihi Group's $1,875 loan helped a member renovating lodges.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 2, 2010
Aug 20, 2010
Currency Exchange Loss:
May 15, 2011