Mrs. Sam-ul U. ( in the photo) and her husband, Mr. Chouheang Chum, live on an island in the Mekong River aboU. fifteen kilometers from Phnom Penh. They have been married since 1979 and have 8 children-4 sons and 4 daughters. Three of them are married and live in separate homes. One is a security guard in Phnom Penh. Two children are in school and another one is a garment factory worker.
Mrs. Sam-ul U. has been a silk weaver since 1996. Her husband is a farmer. He grows ginger and corn on his farmland in the village. She is requesting a loan of US$1,100 to pay school fees for her daughter and help provide capital for her husband's farming business.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.