Gimena, along with the rest of her group members, has taken loans on a number of different occasions. She is a street vendor who has been selling clothing for 5 years. She is now requesting a loan of 4,500 Bolivianos which she will invest in the purchase of merchandise.
This central bank is comprised of 10 women and one man. They have a variety of businesses such as the sale of: clothing, cosmetics, food, carafes, milkshakes, telephone cards and other items, internet services and items made of macrame.
Doña Gimena al igual que el resto de sus compañeras, es una socia que ha renovado vA. veces el crédito. Su negocio es la venta de ropa de forma ambulante desde hace cinco años. El crédito que está solicitando actualmente es por la suma de Bs. 4500.- el mismo que invertirá en la compra de mercadería.
Por otro lado las integrantes de la asociación comunal esta conformado por diez mujeres y un varón. Tienen negocios diferentes, como: venta de ropa, venta de cosméticos, venta de comida, venta de garrafas, venta de batidos, venta de Tarjetas de teléfono y artículos varios, atención de Internet y trabajos en macramé.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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