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Gari Heribeto
Gari, 33, lives in Las Orquídeas de Guayaquil, an urban area with a diminishing ecosystem. He runs a locksmith shop (a place that repairs metals and does welding).

Since Gari was little, his father taught him how to be a locksmith. He repaired doors and metals but due to lack of funds he couldn’t have his own shop; rather, he had to work at home in order to support his family. Gradually, with effort, he managed to convert his home into the locksmith shop that he wanted. Now he works from 8AM until 6PM every day.

Gari would like a loan to buy a power saw for his shop. In the future he wants to continue his line of work and have more customers so that his family has a better future.
View original language description ↓
Gari de 33 años, vive en las Orquídeas de Guayaquil (en una zona urbana, con una ecología en construcción). El tiene un taller de cerrajería (lugar donde se reparan metales, y se suelda).

Desde pequeño el papa le enseño a ser cerrajero, reparaban puertas juntos y metales, pero por la falta de ingreso no pudo tener su local sino trabajar en su domicilio para poder mantener a su familia, poco a poco con esfuerzo logro readecuar su casa y ubicar el taller de cerrajería que tanto había querido. Ahora trabaja desde las 08h00am hasta las 18h00pm todos los días.

El quiere con el préstamo comprar una maquina cortadora para su taller, en el futuro quiere seguir en su trabajo y tener mas cliente para que su familia tenga un mejor futuro.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gari Heribeto circular Power Saw.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 23, 2010
Aug 19, 2010
Currency Exchange Loss:
Aug 29, 2011