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Esmerney
When you visit Esmereney C., a pleasant, hard-working man, you will find all kinds of merchandise as well as a small table with three cell phones where he operates his call service. Several days ago, he requested his CrediKiva because he needs to buy merchandise like small appliances and a wider range of cell phone calling plans. He would also like to add many other kinds of merchandise to complement his call center, but he realizes that he must wait a little while until the loan he is currently investing comes back to him. His clients are already requesting cell phone accessories, new phones, briefcases, sweets and drinks, since his call center has advanced.

For slightly over a year, Fundación Mario Santo Domingo has been supporting Esmereney so that he can expand his business through loans. Esmereney has been able to expand the range of products he offers and gain a wider base of customers from his neighborhood and other nearby communities. He is a family man, is married and has two daughters. He is also an upstanding member of the community in which he lives; there is no doubt as to his continued growth, since he is very hard-working and people prefer him.
View original language description ↓
Cuando usted visita a Esmereney C., Hombre agradable y trabajador encuentra toda clase de mercancías y también tiene una mesita donde funciona con tres celulares como un operador de servicios de telefonía; Hace algunos días solicitó su crediKiva porque necesita comprar mercancías como electrodomésticos menores y unos planes más amplios de celulares y aunque también desea agregar mercancías de todo tipo, que acompañe su punto de servicios telefónicos, reconoce que debe esperar un poco, hasta que rote su dinero de préstamo para lograrlo, aunque ya sus clientes le preguntan por accesorios, celulares novedosos, maletines, dulcería y refrescos, debido a que su operación de servicios telefónicos ha avanzado.

Desde hace poco más de un año la Fundación Mario Santo Domingo le está apoyando en el crecimiento de su negocio mediante el financiamiento y con ello Esmereney ha logrado ampliar su gama de productos y tener un mayor grupo de clientes, ubicados en su barrio y en las comunidades de alrededor; él es un buen miembro de familia conformada por su esposa y sus 2 hijoa y tambien de la comunidad donde habita, por eso noy hay dudas respecto a su crecimiento prontamente, porque es muy trabajador y la gente lo prefiere.



Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 198
    View loans »
    Colombia Loans Fundraising
  • $13,090,925
    Funds lent in using Kiva
  • 1,822.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Esmerney cell phone accessories for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 18, 2010
Listed
Aug 23, 2010
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2011