This group is located in Puebla, Mexico and is made up of ten achieving women, each having her own successful business. This is their fourth cycle working with CreditComun and they have always been punctual with their payments. They will use the money from this loan to buy supplies (fabric for making stuffed animals, different sizes of artificial eyes, thread, and stuffing).
The group’s treasurer is named María de Lourdes Nieves A.L. and she is the group’s most honest and responsible person. This is why she was elected to this position among the other officers. She is 45 years old, has a junior high school education, is single, and makes and sells stuffed animals. She is a very enterprising woman and designs her own items. Her peers see her as a person to be emulated, despite her limited formal education. With a lot of effort she’s been able to establish a large number of customers.
For her, success would mean opening her own stuffed animal factory and creating her own brand. She also dreams of becoming known throughout the world and exporting her products. Her goal in life is to create jobs for other women, who, like her, dream of providing good educations for their families, so that they don’t suffer from the same needs that they have had to deal with. These loans have made it possible for each of them establish their small businesses.
The other members of the group are:
Gabriela A. L. – Cosmetic sales
Josefdina G. T. – General merchandise
Irma A. L. – Shoe sales
Maria Rosa Ignacia G. M. – White sales
Olivia Clara A. L. – Juice sales
Maria Del Carmen A. G. – Washing
Maria Soledad C. C. – Clothing sales
Cecilia F. G. – Food sales
Susana C. F. – Dish sales
La Tesorera del grupo se llama María de Lourdes Nieves A. L., es la persona más responsable y honesta del grupo, motivo por el cual fue elegida para ese puesto dentro de la mesa directiva. Tiene 45 años de edad, estudio hasta la secundaria, es soltera; se dedica a la elaboración y venta de Artículos de Peluche, es una persona emprendedora, pues ella es la creadora de sus propios diseños; para sus demás compañeras es un ejemplo a seguir pues con sus mínimo grado de estudios, actualmente y mediante mucho esfuerzo ya cuenta con una vasta cartera de clientes. Para ella el éxito se vería reflejado mediante la creación de su propia fábrica de peluches y su marca registrada, además de soñar sean reconocidos sus diseños a nivel mundial, mediante la exportación de sus productos. Su meta en la vida es poder ser creadora de F. de empleo para otras mujeres, que como ella sueñan con darles a sus familias una buena educación, para que no sufran de las carencias que ellas han pasado, además de impulsarse como micro empresarias con la ayuda de nuestros créditos.
Las otras integrantes del grupo son:
GABRIELA A. L. - VENTA DE COSMATICOS,
JOSEFDINA G. T. – MISCELANEA,
IRMA A. L. - VENTA DE ZAPATOS
MARIA ROSA IGNACIA G. M. - VENTA DE BLANCOS
OLIVIA CLARA A. L. – VENTA DE JUGOS
MARIA DEL CARMEN A. G. – LAVANDERIA
MARIA SOLEDAD C. C. – VENTA DE ROPA
CECILIA F. G. – COMIDA
SUSANA C. F. – VENTA DE TRASTES.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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