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Razia's Group
In this Group: Razia , Ghulam Fatima, Mussarat
Razia lives in a small city called Borewala located in south Punjab Pakistan. She is 47 years old and has been living in this city for the last 13 years with her husband, an electrician, and four children. One daughter is a teacher in nearby school; her eldest son is also an electrician. Razia owns and operates a sewing business to support her family financially. She takes orders for clothing from her nearby community and generates income by completing them.

Razia’s husband wants to expand his business by buying more electric tools so that both he and her son will be able to serve for more customers. Presently, they both use the same tools resulting in one of them having to wait for the other to be finished with the tools.. Razia is hopeful that they will be able to successfully upgrade their business and improve the family’s financial condition. She is in her second loan cycle and is a responsible loan user of Asasah.

Note: In this photo, Razia is showing one of her dress which she sews by herself.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 295
    View loans »
    Pakistan Loans Fundraising
  • $15,664,450
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $725 loan helped a member purchase electric tools.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Aug 19, 2010
Currency Exchange Loss:
Aug 15, 2011