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Vilma Flora
Our associate is a part of the “Vamos Juntos” (We Go Together) communal bank. She lives in the Arcopata neighborhood, within the Santiago province, in the Cusco department.

Vilma is 40 years old, is married and has three children. She works as a secretary for an important company, but also makes delicious delicacies (yogurt) in her home, and sells them to her co-workers. In this way she ears an extra income. She is asking for this loan in order to invest in her home business.

She is grateful to those who form part of this dream through this medium and she is committed to making her payments on schedule.
View original language description ↓

La socia pertenece al banco comunal “VAMOS JUNTOS”; La socia esta ubicada en el barrio de Arcopata, perteneciente al distrito de Santiago, provincia y departamento de Cusco.

La socia es la Sra. Vilma; ella tiene 40 años de edad y es casada y tiene 3 Hijos; La socia trabaja como secretaria en una importante empresa, pero a su vez ella hace manjares deliciosos, yogurt en su casa y los vende a sus compañeras de trabajo, de este modo La socia tiene un ingreso extra. La socia solicita el préstamo para invertir en su negocio casero.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 155
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Vilma Flora working capital.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 17, 2010
Aug 18, 2010
Currency Exchange Loss:
Dec 15, 2010