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Rukhsana's Group
In this Group: Rukhsana, Kaniz, Yasmeen, Imtiaz, Bismillah
Rukhsana is a 45-year-old lady who has been living in Borewala with her family for the last 15 years. Borewala is a small city which is located in south Punjab Pakistan.

She is the mother of two sons, both of whom are running their own businesses. Her elder son has a business of selling cosmetics while the youngest one is operating a sewing business.

She supports her husband financially by doing embroidery on dresses. She takes orders from nearby customers and fulfills them on time to make an income. She is good in her art and has a good reputation for her quality of work among her customers.

Her husband is a tailor by profession. He runs his tailoring shop in the market. He can sew both gents & ladies clothes and gets a reasonable income. Due to having a tailoring business, Rukhsana gets regular orders every month and also provides her customers the services of sewing clothes as well.

She has applied for a loan from Asasah for her husband who will buy a sewing machine and hire an assistant to expand his income. This will enable him to fulfill larger orders in short periods of time. Rukhsana thinks that regular investment is very necessary for making a positive impact on a business. She is very confident that by using his work experience, her husband will be able to successfully upgrade his business.

She is in her 4th loan cycle. In the previous loan cycles she has maintained good credit and never missed single meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 428
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rukhsana's Group's $1,050 loan helped a member buy a sewing machine and hire an assistant.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 10, 2010
Aug 18, 2010
Currency Exchange Loss:
Aug 15, 2011