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Carmen Hermelinda
Sra. Carmen Hermelinda M. is a member of the Communal Bank “Medio Ejido”. She lives in the Orquídeas sector of the city of Cuenca. The city is known for its rich culture, its historical center, its various cuisines, its beautiful vegetation, and the warmth and friendliness of its people.


Sra. Carmen Hermelinda is participating in her second loan cycle with Fundación ESPOIR. She has been working at a restaurant for two years, where her schedule is from 9am to 4pm. During her free time she makes handmade party decorations and plush dolls. She has been making crafts for ten years and learned this skill by taking a few courses.


Doña Carmen is 39 years old, married, and has three children (ages 23, 20, and 14). Her oldest child is married and lives independently. The second child is working and helps with the household expenses. Her youngest child attends high school in the city.


Her new loan will be invested in the purchase craft materials such as ribbon, silicon, and other products. Carmen says her goal is to have her own house.

View original language description ↓
La Señora Carmen Hermelinda M. es socia del banco comunal Medio Ejido, vive por el sector de las Orquídeas en la ciudad de Cuenca, esta ciudad es reconocida por su rica cultura, su centro histórico, su variada gastronomía, la belleza de su vegetación y su gente que es muy cálida y amable.

La Señora. Carmen Hermelinda se encuentra en su segundo ciclo realizando los créditos en la fundación Espoir, se dedica a trabajar en un restaurante hace 2 años laborando desde las 9 a.m. hasta las 4 p.m. y todo el tiempo libre se dedica realizar manualidades para adornar locales para fiestas, también elabora muñecos de felpa, estas habilidades aprendió en algunos cursos y se dedica a esta actividad hace 10 años.

Doña Carmen tiene 39 años, es casada y tiene 3 hijos de 23, 20 y 14 años de edad, su primer hijo es casado y vive de manera independiente, su segundo hijo trabaja y le ayuda en los gastos del hogar, su última hija estudia en un colegio de la ciudad.

Su nuevo crédito lo va a invertir en la compra de materiales para realizar sus manualidades como: cintas, silicona etc.

Su meta es tener su casa propia.

About Ecuador

  • $10,200
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $23,469,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Carmen Hermelinda purchase fabrics, ribbons, silicon, thread, and other craft materials.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 4, 2010
Listed
Aug 18, 2010
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2011